As the world of cryptocurrency expands, more people are starting to explore how they can live on crypto, using it just like regular money for everyday expenses. While crypto has traditionally been seen as an investment or store of value, today, it’s possible to pay for utilities, buy gift cards, and even explore paying taxes—all with crypto. Here’s how I’ve integrated cryptocurrency into my daily life:
1. Paying Bills with USDC via Spritz Finance
One of my go-to platforms for managing expenses is Spritz Finance. It’s an easy-to-use service that allows me to pay my water and electric bills using USDC, and it comes with a very low fee of just 0.5%. The flexibility it offers is amazing because you can also:
- Use a virtual debit card for purchases
- Pay your credit card bill
- Convert crypto directly to USD and send it to your bank account
The service fees are reasonable too. When using USDC, the fee ranges between 0.5% and 1%, with a minimum of $2 per transaction. This small cost makes it a practical choice for monthly bill payments, making crypto feel like regular money.
While I use Polygon, there are several other blockchain options available, including Solana, Arbitrum One, Optimism, and Base. These networks offer similar low-fee environments, making USDC payments very cost-effective. Additionally, there’s the option to use Bitcoin or Dash if you’re more comfortable with those networks.
2. Purchasing Gift Cards with XNO and XMR on Coinsbee
When it comes to buying everyday items or even special purchases, I use Coinsbee. The site lets you buy gift cards with Nano (XNO) and Monero (XMR). Whether it’s Amazon, Google Play, or even groceries, Coinsbee makes it possible to convert your crypto into purchasing power, giving me flexibility for a wide range of services.
For Bitcoin Lightning users, there’s also Bitrequest, but I prefer Coinsbee since they offer support for XNO and XMR, which aren’t available on other platforms as frequently. This makes it more inclusive for people using a wider variety of cryptocurrencies.
3. The Future of Crypto: Paying Taxes with Bitcoin?
If there’s one area where I’m excited about the future of crypto, it’s in how governments are starting to explore cryptocurrency for public services. Recently, states like Ohio and Louisiana have been experimenting with Bitcoin as a payment option for taxes and other state services. While this is still in its early stages, it’s a strong signal that crypto is becoming a serious payment tool in the public sector.
Imagine being able to pay your state taxes with Bitcoin—it’s a shift that could make crypto even more embedded in everyday life, and it would make the process of living on crypto much smoother and more convenient.
Living on crypto might still be in its early stages, but with services like Spritz Finance and Coinsbee, it’s easier than ever to integrate digital currencies into your day-to-day life. Whether it’s paying for utilities, buying gift cards, or even preparing for the possibility of paying taxes with Bitcoin, the future is full of possibilities for those of us navigating this decentralized world.